Free statement review · 24h turnaround

Send us your statement. We'll show you, line by line, what's negotiable.

Most merchants can't read their own statement — by design. We'll benchmark your effective rate, flag padded fees, and quote a real interchange-plus alternative.

Bank-level security
No obligation
Most reviews back in 24h

What we look for

  • Downgrade leakage on premium / reward cards
  • Padded PCI, statement, batch, and IRS reporting fees
  • Effective rate vs your industry benchmark
  • Apples-to-apples interchange-plus quote
  • Hidden quarterly rate creep
  • Surcharging / cash-discount eligibility

How it works

Save thousands in three simple steps

Step 1

Enter your business details

Takes 60 seconds. Just your industry, monthly volume, and current processor.

Step 2

We analyze your current rates

Our team reviews your effective rate and identifies exactly where you're overpaying.

Step 3

Get matched with lower-cost options

We introduce you to vetted processors — typically saving 15–40% with no setup fees.

What happens next

No surprises. No spam. No obligation.

Here's exactly what to expect after you submit a rate review.

  1. Step 1

    You share a few details

    Takes 60 seconds. No statement required for a quick estimate.

  2. Step 2

    We benchmark your rate

    We compare your effective rate against your industry — not retail averages.

  3. Step 3

    A specialist walks you through it

    Real human, no high-pressure sales. You decide what (if anything) to do next.

  4. Step 4

    You stay in control

    No contract, no obligation. Your data is never sold.

2,400+
Businesses helped
$327/mo
Average savings
24 hrs
Typical turnaround
"Cut my processing bill by $612/month. Took less than 10 minutes to sign up."
Maria G.
Owner · Corner Cafe
"I'd been with the same processor for 7 years. Turns out I was overpaying by 34%."
James D.
GC · Summit Contracting
"Finally, a straight answer on fees. No games, no long contracts."
Priya S.
Owner · Boutique Retail

Frequently asked questions

Check your rates now

60 seconds. No credit card. See exactly how much you're overpaying.