10 fee problems decoded
The processing problems we solve
If you're paying too much, frustrated with your processor, or stuck in a contract — start here.
Fee & pricing problems
- Square fees eating your margin?Square's flat 2.6%+10¢ is rarely the cheapest. See exactly what you should be paying — free comp
- A real Stripe alternativeStripe is great, but 2.9%+30¢ is retail pricing. See cheaper options with the same uptime and in
- Why your processing fees are too highMost businesses overpay 15–40% on credit card fees. Free analysis pinpoints exactly where the le
- How to actually reduce merchant fees5 proven ways to cut credit card processing costs — including the one your processor won't tell
- Interchange-plus is almost always cheaperInterchange-plus pricing is the most transparent, lowest-cost way to process cards. Here's how i
- Flat-rate vs interchange-plus, decodedFlat-rate is simple. Interchange-plus is almost always cheaper. Here's the math, by volume tier.
- Surcharge legally — keep 100% of every saleSurcharging is legal in 47+ states and can eliminate credit card processing fees entirely. Here'
- How cash discount programs workCash discount is the simpler, more compliant cousin of surcharging. Here's exactly how to set it
- Free merchant statement reviewUpload your statement. We pinpoint hidden fees, downgrade leakage, and the exact rate you should
- Get out of your processor contractEarly termination fees are negotiable — and sometimes refundable. Here are the legal ways out.