How do I avoid the non-compliance fee?

Complete your annual SAQ on your processor's compliance portal. It takes 15–30 minutes.

Can I get refunded for past non-compliance fees?

Sometimes — completing your SAQ and asking for a credit often works for the most recent month or two.

Non-negotiable

$19.95 to $30/month

PCI Non-Compliance Fee

A monthly fee charged when you fail to complete the annual PCI Self-Assessment Questionnaire. Easy to avoid — but processors won't always remind you.

If you don't complete your annual PCI Self-Assessment Questionnaire (SAQ), most processors quietly start charging a non-compliance fee — typically $19.95 to $30 per month. It compounds. A merchant who skipped the SAQ for 12 months can owe $240–$360 in non-compliance fees alone.

The SAQ takes 15–30 minutes for most small businesses and can be completed through your processor's portal. Set a calendar reminder for the renewal date.

Who charges it

Most processors, especially legacy ISOs and bank programs.

Typical range

$19.95 to $30/month

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Companies that charge this fee

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Industries most affected

Retail Store Restaurant Auto Repair Shop